Privacy Policy
Welcome to the Opportunity Finance Network (“OFN”) web sites, located at www.opportunityfinance.net, www.nextawards.org, and www.nextamericanopportunity.org. OFN respects your personal privacy and is committed to adhering to federal and state privacy laws and industry guidelines in order to protect you and your identity. This privacy policy (“Privacy Policy“) describes how OFN handles the personal information that you provide to us on these web sites (“Sites”). This Privacy Policy applies only to the Sites, not to any other third party sites from which you have accessed this Sites or sites that may be accessible from these Sites.
You should review this Privacy Policy carefully, because if you do not agree with our practices, your ultimate choice is to not use these Sites. If we update this Privacy Policy, your continued use of these Sites (following the posting of the revised Privacy Policy) means that you accept and agree to the terms of the revised Privacy Policy.
After reading this Privacy Policy, which is incorporated into and is a part of the Sites’ Terms of Use you will know:
- What information OFN collects from you;
- How OFN uses your information;
- What choices you have about how OFN treats your information;
- How OFN protects your privacy;
- What OFN does about children visiting the Sites
- How you can contact OFN.
Please be sure to read this Privacy Policy before using the Sites or submitting information to us. Our Privacy Policy may change from time to time and your continued use of the Sites is acceptance of such changes, so please check this area periodically for updates to this Privacy Policy.
Information OFN Collects From You
Active Information Collection
Like many other web sites, we actively collect information from our visitors both by asking specific questions on the Sites and by permitting you to communicate directly with OFN via e mail. Some of the information that you submit during the registration process or while making a purchase may be personally identifiable (that is, information that can be uniquely identified with you, such as your name, business name, address, phone number, fax number, e-mail address, etc.). If you make a purchase or donation through the Sites, payment is collected through VeriSign, which is a separate entity from OFN. Thus, the information collected by VeriSign is subject to VeriSign’s privacy policy, which can be found at http://www.verisign.com. If you register for a conference through the Sites, registration information is collected and handled through C-Vent, which is a separate entity from OFN. Thus, the information collected by C-Vent is subject to C-Vent’s privacy policy, which can be found at http://www.cvent.com. OFN IS NOT RESPONSIBLE FOR DATA COLLECTED BY VERISIGN OR C-VENT.
When you visit the Sites, we will not collect any personally identifiable information about you unless you provide it to us voluntarily. If you choose to register with the Sites, during the registration process you will be asked for both personal and demographic information, most of which is required in order to complete the registration. We will inform you which information is optional. If you opt not to register with the Sites, you still can visit the Sites but you may not be able to access all capabilities of the Sites.
OFN does not have control over the privacy policies applied by any other party that you may disclose information to. Third party sites that are linked to from the Sites are not under the control of the OFN and we are not responsible for their content or privacy policies. If you would like information on any other party’s privacy policy, you should contact that party directly, and we encourage you to do so.
Passive Information Collection
As you navigate through these Sites, certain information can be passively collected (that is, gathered without you actively providing the information) using various technologies and means, such as navigational data collection. Like most web site operators, we track IP addresses, and use both session and persistent cookies. Our system also automatically gathers information about the areas you visit on these Sites and collects operational information about the technology you use, such as your browser, type of computer, operating systems, and Internet service provider.
In addition, when you view these Sites, we may store some information on your computer. This information will be in the form of a cookie or similar file and will help us in many ways. For example, cookies allow us to tailor a web site or advertisement to better match your interests and preferences. Most internet browsers enable you to erase cookies from your computer hard drive, block all cookies, or receive a warning before a cookie is stored. Please refer to your browser instructions or help screen to learn more about these functions. OFN does not collect personally identifiable information automatically, but we may tie information collected automatically to your previously submitted personally identifiable information.
We passively collect information to understand what areas of the Sites are most popular, which areas may require improvement and what technologies are being used by our visitors. This information helps us to update and improve the Sites. We also use this information for security purposes, to detect and to block security breaches and to provide you with a safe online environment.
How OFN Uses Your Information
OFN uses your personal information to enhance the operation of these Sites and allow you to use all of its features. OFN will not give or sell your personally identifiable information to any outside organization for the organization's own use without your consent. OFN may disclose your personal information to the reputable vendors that assist us in processing information or delivering the items that our customers order. These vendors are restricted from using the information for any purpose other than helping us to provide products and services. OFN does not otherwise distribute to third parties your personally identifiable information. OFN, however, will have no liability for disclosure of information obtained due to errors in transmission or the unauthorized intervention of third parties.
OFN will also disclose any information when required by local, state, or federal legal authority; when required to legally protect and defend the rights or property of OFN; when OFN believes it appropriate to protect is members, users, employees or the public; and when required to enforce or defend the conditions of OFN’s Terms of Use.
Choices You Have About How OFN Uses Your Information
We strive to provide you with choices regarding the personal information you provide to us. In the OFN Store you may view and modify the personal information you have provided to us by logging in to the Sites and clicking on “My Account.” If you have forgotten your password, you can submit your e-mail address and your username and password then will be e-mailed to you. For all other sites you may send us an e-mail message at [email protected] to request access to, correct or delete any personal information that you have provided to us. Should you elect to have your information deleted, we will also delete your user account. If you do not wish us to collect cookies, you may set your browser to refuse cookies, or to alert you when cookies are being sent. If you do so, please note that some parts of these Sites may then be inaccessible or not function properly.
How OFN Protects Your Information
We work hard to protect your personal information. We use both technical and procedural methods to maintain the integrity and security of our databases, including the use of firewalls. Except as otherwise set forth in this Privacy Policy, access to customers’ data is restricted to employees of OFN who have a specific need to access information.
The safety and security of your information also depends on you. If you have access to password-protected features, never share your password with anyone else, notify us promptly if you believe your password security has been breached, and remember to log off of these Sites before you leave your computer. We further urge you to be careful about giving out personal information in public areas of these Sites like chat rooms or bulletin boards. When you provide information in these forums you do so at your own risk. The information you share may be viewed by any user of these Sites.
These Sites contains links to other web sites operated by third parties that may be of interest to you. We cannot control these third party sites, which may collect personal information from you. When you follow a link and leave these Sites, you do so at your own risk.
What OFN Does About Children Visiting The Sites
OFN does not sell products for purchase by children. These Sites are not intended for children under the age of 13.
How You Can Contact OFN
If you have submitted personally identifiable information through the Sites or an interactive advertisement, or if someone else has submitted your personally identifiable information through the Sites or an interactive advertisement, and you would like to have that information deleted from our marketing databases, please contact us via e-mail at [email protected]. We will then use reasonable efforts to remove your personally identifiable information from our files. You also may contact us to request the personally identifiable information that OFN has collected about you through the Web Sites or interactive advertisements. OFN will use reasonable efforts to supply you with this information and correct any factual inaccuracies in this information.
If you have any questions, comments or concerns about this Privacy Policy or the information practices of these Sites, please contact us at:
Opportunity Finance Network
Public Ledger Building
620 Chestnut Street
Suite 572
Philadelphia, PA 19106
Phone: 215.923.4754
Fax: 215.923.4755
[email protected]
Effective Date
This Privacy Policy is effective as of July 22, 2008.